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Privacy Policy 

Welcome to Fermata.

Your privacy is important to us. This Privacy Policy explains how Fermata collects, uses, stores, shares, and protects your information when you use the Fermata mobile application, website, and related services (collectively, the "Platform").

By using Fermata, you agree to the practices described in this Privacy Policy.

 

Information We Collect

We collect information you provide directly, information collected automatically, and information received from trusted third parties.

Personal Information

When creating an account or using the Platform, we may collect:

Full name

Email address

Phone number

Date of birth

Profile photo

Username

Mailing or billing address

Government-issued identification (where required for verification)

Payment information (processed securely through third-party payment providers)

 

Account Information

Your Fermata profile may include:

Musical interests

Instruments owned

Rental history

Listings

Reviews

Ratings

Verification status

Preferences

 

Transaction Information

When you rent, sell, or purchase equipment we may collect:

Listing information

Rental dates

Transaction amounts

Payment status

Messages related to transactions

Delivery information

Insurance selections

Damage claims

Refund information

 

Device Information

We may automatically collect:

Device type

Operating system

Browser type

IP address

Device identifiers

Crash reports

Performance analytics

App version

 

Location Information

With your permission, Fermata may collect approximate or precise location information to:

Display nearby listings

Improve search results

Enhance local marketplace functionality

Location access may be disabled within your device settings.

 

How We Use Your Information

We use information to:

Create and manage accounts

Verify user identity

Process rentals and sales

Facilitate payments

Provide customer support

Prevent fraud

Improve Platform performance

Personalize recommendations

Communicate updates

Provide optional insurance services

Resolve disputes

Maintain Platform security

Comply with legal obligations

 

Optional Insurance Services

Fermata offers optional equipment protection through approved third-party providers.

If you purchase optional coverage, we may share only the information reasonably necessary with the applicable insurance provider to:

Process enrollment

Handle claims

Verify transactions

Investigate damage reports

Participation in insurance programs is entirely optional.

 

Payment Processing

Payments are processed by trusted third-party payment providers.

Fermata does not store complete payment card information.

Payment processors may collect payment information subject to their own privacy policies.

 

How We Share Information

We may share information with:

Other Users

When participating in transactions, users may see:

Name

Profile photo

Ratings

Reviews

Verification status

Listings

 

Service Providers

We work with providers that help us operate Fermata, including:

Payment processors

Cloud hosting providers

Analytics providers

Identity verification services

Insurance partners

Customer support tools

 

Legal Requirements

We may disclose information when required by law or when necessary to:

Respond to legal requests

Prevent fraud

Protect users

Enforce our Terms

Protect Fermata's legal rights

 

Cookies & Similar Technologies

We use cookies and similar technologies to:

Remember preferences

Maintain login sessions

Improve performance

Analyze traffic

Enhance user experience

Users may manage cookie preferences through browser settings.

 

Data Retention

We retain personal information only as long as reasonably necessary to:

Provide services

Complete transactions

Meet legal obligations

Resolve disputes

Enforce agreements

Some information may remain after account deletion where required by law.

 

Account Deletion

Users may request deletion of their account at any time.

Following verification, Fermata will delete or anonymize personal information unless retention is required by law or necessary for fraud prevention, dispute resolution, taxation, or legal compliance.

 

Security

We implement commercially reasonable administrative, technical, and physical safeguards to protect personal information.

However, no online platform can guarantee absolute security.

Users are responsible for maintaining the confidentiality of their account credentials.

 

Children's Privacy

Users under 18 may use Fermata only with parental or legal guardian consent where permitted.

Only users 18 years or older may list equipment for sale or receive payouts.

We do not knowingly collect personal information from children in violation of applicable law.

 

California Privacy Rights (CCPA & CPRA)

California residents may have the following rights:

Know what personal information we collect.

Request access to personal information.

Request correction of inaccurate personal information.

Request deletion of personal information.

Receive information in a portable format where applicable.

Limit certain uses of sensitive personal information where required by law.

Not be discriminated against for exercising privacy rights.

Requests may be submitted by contacting:

privacy@fermataapp.com

We will respond in accordance with applicable California law.

 

International Users

If you access Fermata outside the United States, you understand that your information may be transferred to and processed in countries where data protection laws may differ from those in your jurisdiction.

 

Third-Party Services

The Platform may contain links to third-party websites or services.

Fermata is not responsible for the privacy practices or content of third-party providers.

Users should review the privacy policies of those providers before sharing information.

 

Analytics

We may use analytics tools to better understand how users interact with the Platform.

These tools may collect anonymous or aggregated information about device usage, app performance, and user engagement.

 

Marketing Communications

Users may receive service-related communications necessary to operate their account.

Marketing emails, newsletters, and promotional messages may be sent only where permitted by law.

Users may unsubscribe from promotional communications at any time.

 

Changes to this Privacy Policy

We may update this Privacy Policy periodically.

If significant changes are made, we will provide notice through the Platform or other appropriate means.

Continued use of Fermata after changes become effective constitutes acceptance of the revised Privacy Policy.

 

Contact Us

If you have questions regarding this Privacy Policy or your personal information, please contact:

Fermata

Website: www.fermataapp.com

Email: support@fermataapp.com

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